State Eligibility Checklist — Play or Pause Before You Deposit
A seven-step state eligibility checklist that takes two minutes and prevents the most common Zupee state-rule surprise.
By the Zupee editorial desk · Last reviewed 28 July 2026
State eligibility is the most common surprise readers describe to the desk. The check is short, the consequences of skipping it are real. This checklist walks readers through the seven steps the desk asks before any reader deposits.
Real-money skill gaming is regulated state-by-state in India. The operator product reflects that. A deposit from a restricted state can be refused by the payment processor, leaving the reader with a partial balance.
The desk rule
Confirm state eligibility before depositing. The check takes two minutes and prevents hours of support correspondence.
The seven-step checklist
Open the operator state list (inside the app).
Find your state in the list.
Read the eligibility status: permitted, restricted or prohibited.
Confirm your KYC document state matches.
Confirm your bank account state matches.
Open the wallet. The lobby should match the state list.
If anything looks wrong, pause and write to support before depositing.
State checklist. A phone screen with the seven-step checklist on a clean surface.
Three states to read carefully
Across recent reads, three states carry the most confusion.
Tamil Nadu. History of contested state rules. Read the operator current list.
Andhra Pradesh and Telangana. Real-money formats restricted.
Maharashtra and Karnataka. Skill formats permitted.
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When in doubt, pause
If your state is in the contested middle of the operator list, pause before depositing. The desk has seen readers lose partial balances by depositing first and asking later.
What to do if your state is restricted
If your state is restricted, the operator product does not surface paid contests. The wallet still opens for KYC verification, but the lobby is empty for paid entries. The state eligibility page walks through the full frame.
How the operator enforces state rules
Three enforcement layers
Sign-up. State detection at registration.
Geo-IP. Network-level check during login and contest entry.
Payment. UPI handles may refuse restricted-state transactions.
When the rules change
State rules change. The desk re-reads the operator published list on a quiet Tuesday each week and updates the state page accordingly.
राज्य — हिन्दी में
राज्य के हिसाब से real-money skill gaming के rules अलग हैं। Deposit से पहले operator की state list ज़रूर पढ़ें और KYC document तथा bank account का state match करें।
Reading this checklist as a working reader
Three habits the desk has internalised. First, save the checklist as a recurring calendar item. Second, pair it with a deposit limit on day one of any operator install. Third, cross-reference the state list with the operator published page on each cycle.
Two things the desk treats as anchor facts. First, real-money skill gaming is permitted in most Indian states; some states maintain restrictions. Second, restricted-state entries are blocked at the deposit and contest picker.
Common reader follow-ups
Three questions the desk hears most often. First, "I was on a trip when I signed up; am I in trouble?" The operator will probably prompt for re-verification on return. Second, "the lock window is open and I am in a restricted state; can I enter?" No. Third, "what is the PROG Act 2025?" The Promotion & Regulation of Online Gaming Act, 2025.
What to verify before you trust this checklist
Three checks. First, the operator published state-wise eligibility list. Second, the Promotion & Regulation of Online Gaming Act, 2025 published text. Third, the relevant state government published gaming rules.
Three habits the desk has internalised. First, save the checklist as a recurring calendar item. Second, pair it with a deposit limit on day one. Third, cross-reference the state list with the operator published page on each cycle.
Common reader follow-ups
Three questions the desk hears most often. First, "I was on a trip when I signed up; am I in trouble?" The operator will probably prompt for re-verification on return. Second, "the lock window is open and I am in a restricted state; can I enter?" No. Third, "what is the PROG Act 2025?" The Promotion & Regulation of Online Gaming Act, 2025.
What to verify before you trust this checklist
Three checks. First, the operator published state-wise eligibility list. Second, the PROG Act 2025 text. Third, the relevant state government gaming rules.
Real-money skill gaming is regulated state-by-state. Each state has different rules.
How do I check my state?
Open the operator state list inside the app.
Is Zupee legal in Maharashtra?
Yes. Skill formats are permitted.
Is Zupee legal in Andhra Pradesh?
No. Real-money formats are restricted.
What if I travel to a restricted state?
The operator may block contest entry from restricted-state IPs.
Can I use a VPN to bypass state rules?
No. The operator detects state via geo-IP and KYC documents.
Where can I find the operator current list?
Inside the app, on the legal or state page.
A worked example — a reader in a permitted state moving to a restricted one
The worked example is the canonical signal of the state-by-state eligibility. The example is a reader who signs up in a permitted state and travels to a restricted state. The registered state is permitted, the current location is restricted, and the operator's logic reads the registered state. The reader can still play because the registered state is what the operator reads. The reader's habit is to set the registered state at the moment of the first deposit, and to update the registered state only through a KYC re-verification. The wallet page covers the KYC re-verification flow.
The is-legal page documents the state-by-state eligibility list, and the Ludo format glossary covers the format-by-format skill-vs-chance split.
How this checklist is refreshed when the operator's eligibility list changes
The checklist is refreshed on a four-week cycle. The cycle is timed to the operator's eligibility-list refresh. The reader's habit is to check the verification date on the checklist before the first deposit, and to re-check the verification date on the morning of the next deposit cycle. The verification date is the canonical signal of the checklist's freshness.